Savings Accounts, CD's and IRA's

We have a variety of ways to help you save for a rainy day, your dream vacation or your retirement.

Personal Statement Savings

  • Minimum to Open: $25.00
  • Minimum Daily Balance: $300
  • Monthly Fee: $3 (Waived if daily balance stays above $300 or you are under 18 or over 50 years of age)

Certificates of Deposit

  • Competitive interest rates
  • Terms range from 90 days to five years
  • Convenient automatic renewal
  • Minimum to Open: $1000
  • Most CD's are available as IRAs

Traditional & Roth IRA's

  • Can be opened as a CD or Money Market Account
  • Traditional IRA earnings grow tax deferred but are taxable as income upon withdrawal
  • Roth IRA earnings grow tax exempt
  • Minimum $1000 opening deposit
  • Please consult with your tax advisor for more information concerning taxes


(1) Regulation D limits certain types of withdrawal and transfer transactions one can make from a savings account and/or money market account to a maximum of six per statement cycle.

Stop in and let us show you how your savings can grow, safely and securely.