Personal Checking and Money Market Accounts

No matter how much money you have to manage, taking good care of it is the most important thing.

 

Free
Advantage
Checking

Advantage 50 Checking

Interest
Checking

Personal
Money
Market (1)

Minimum to Open $25.00 $50 $50.00 $250.00
Minimum Balance None None $1000 (daily) $2500
Monthly Fee None None $10 (waived if daily balance stays above $1000) $10 (waived if daily balance stays above $2500)
Free Online Banking
& Bill Pay
Yes Yes Yes Yes
Bank by Phone Yes Yes Yes Yes
Overdraft Protection  (2)
Yes Yes Yes
ATM or Visa/Debit Card Yes Yes Yes Yes
Additional Free Services
  • Statement Savings Account (optional)
  • Basic Checks or discounted Designer Checks
  • 0.05% rate bump on CDs
  • Notary and Medallion Signature Guarantee Services

Restrictions

Must be age 50 or over and have monthly Direct Deposit.
(1) Regulation D limits certain types of withdrawal and transfer transactions one can make from a savings account and/or money market account to a maximum of six per statement cycle.

(2) When linked to a Money Market or Statement Savings Account (see (1) above) or an approved line of credit. Fees may apply.


Contact us today and let us know how we can help you take care of your money.