Quinnipiac Bank & Trust is participating in the FDIC's Transaction
Account Guarantee Program. Under that program, from December 31, 2010
through December 31, 2012, all non interest-bearing transaction
accounts are fully guaranteed by the FDIC for the entire amount in the
account. Coverage under the Transaction Account Guarantee Program is
in addition to and separate from the coverage of at least $250,000
available to depositors under the FDIC's general deposit insurance
rules. The term "non interest-bearing transaction account"
includes a traditional checking account or demand deposit account on
which the insured depository institution pays no interest. It
also includes Interest on Lawyers Trust Accounts("IOLTAs"). It
does NOT include other accounts, such as traditional checking or
demand deposit accounts that may earn interest, NOW accounts, and
money-market deposit accounts. For more information about
temporary FDIC insurance, visit
www.fdic.gov.
